My Happy Hearts

0% loan possible with a monthly payment spread from 3 to 36 months. If the watch costs less than CHF 10'000, no down payment is required. For example, the watch costs CHF 5'600, and the loan is CHF 5'600 with no down payment needed. Any amount that would exceed a CHF 10’000 loan will require a down payment of the difference between CHF 10'000 and the price of the watch. For example, the watch costs CHF 12'000, the loan is CHF 10'000, and the down payment is CHF 2'000.